Enjoy Aena Card

¹ Specific conditions of the Enjoy Aena Credit Card:

Credit card promoted by Aena, S.M.E., S.A.

Cards issued by Bankinter Consumer Finance, E.F.C., S.A. (hereinafter, “BKCF”).

Hybrid payment institution registered with Banco de España under No. 8832, with registered office at Avda. de Bruselas 12, 28108 Alcobendas (Madrid) and registered in the Companies Register of Madrid in Volume 22,729, Folio 181, Sheet No. M-259543, and with Tax ID Number A82650672. The safeguard system chosen by BKCF to protect the funds received from its clients or through another payment service provider for the execution of payment transactions is subject to the legally established procedure, consisting of depositing said funds in a separate demand account opened at Bankinter, S.A.

IMPORTANT INFORMATION: This Card is a "Revolving" credit card that allows you to use the credit limit to finance purchases, cash withdrawals or cash transfers to your current account, repaying the credit in monthly instalments that include capital and interest. The contract is for an indefinite period, although you can terminate it at any time by paying the outstanding amount and cancelling the Card. The entity may also terminate it with a minimum of two months' notice. Keep in mind that if you decide to take it out, if you choose a very low monthly payment, it could take you longer to pay off the loan and end up paying more interest. In addition, the available credit limit is automatically renewed every month, hence the term "revolving". The available credit limit is reduced by charges made with the Card and is replenished by payments made through monthly instalments. Therefore, we remind you that if you increase the number of withdrawals and continue paying the same monthly instalment, the loan repayment period will be extended and you will incur higher interest payments.

CREDIT LIMIT: up to €5,000.00. The credit limit will be the one assigned, where applicable, by the Entity according to the credit and solvency analysis carried out on the Holder.

LIMIT OF USE IN TRANSACTIONS: The amount of transactions initiated through the Card may not exceed the credit limit assigned by the Entity, according to the credit and solvency analysis carried out on the Cardholder. However, unless your Card's credit limit is lower, a daily limit of €600.00 will apply to cash withdrawals at ATMs.

PAYMENT METHODS: The Card is not issued with a default payment method. At the time of activation, the Cardholder must choose one of the following general payment methods.

(i) General payment methods:

• End of Month Payment: If the Holder chooses this payment method, the purchases and withdrawals made with the Card, up to the closing date of the settlement period, must be paid, without interest, on the due date indicated for payment (0.00% APR).

• Deferred Payment ("Revolving"): Under this payment method, the Cardholder may pay in instalments for withdrawals made with the Card and may choose to pay monthly: (i) a fixed amount or (ii) the amount resulting from applying a percentage between 3.00% and 99.99% to the resulting balance in the settlement period. The resulting balance is the sum of: (i) the Principal Drawn and (ii) the interest accrued during the settlement period.

Therefore, unlike the End-of-Month Payment option, the Cardholder will not pay the entire amount of credit available at the end of the monthly settlement period, but rather this amount will be reimbursed in instalments according to the amount selected, with an associated interest that will accrue from the moment of drawdown.

The credit limit granted will be automatically replenished each settlement period.

The monthly bill includes the monthly fee and, where applicable, any other items included in the bill.

In any case, the monthly instalment not be less than €40.00 or the amount resulting from applying a 3.00% the outstanding balance, and must include: a) the corresponding repayment of the Principal Drawn, excluding the amounts that may exceed the credit limit, with a minimum of 0.35%, which shall be paid in full; and b) the total interest generated in the settlement period; Therefore, the amount of the fee could be higher than that of the chosen option.

In addition, other items will be included in the monthly receipt, if applicable: (i) the full balance of any overdrafts, (ii) the fees and/or cash expenses defined in the Specific Terms and Conditions of the Credit Card Agreement, and/or (iii) the instalments for any withdrawals that may have been made under any of the special payment methods.

If the Holder has purchased payment protection insurance ("PPI"), the amount of the insurance premium will be added to the corresponding monthly bill, as it is not included in the monthly fee.

Notwithstanding the foregoing, the Cardholder may always, within the different options enabled by the Card, change the general payment method, as well as the percentage or the fixed monthly amount to be paid, respecting, where applicable, minimum monthly payment allowed in Deferred Payment method ("Revolving"), by means of a simple telephone call to the number 900 811 311, through the website www.bankinterconsumerfinance.com or through any other channel made available to customers, up to five (5) calendar days before the end of the current settlement period.

To make an initial choice as regards the method of payment, as well as subsequent decisions to method of payment, the Cardholder is hereby informed that the Deferred Payment ("Revolving") option and its conditions may result in the repayment of the amount drawn down taking a longer period of time, given the reduction in the proportion of the payment allocated to paying off this amount, potentially leading to an increase in the overall amount of the debt.

1. Special payment methods: Additionally, as long as they are enabled on the Credit Card, you can defer specific transactions under one of the following special payment methods:

   • Payment in Instalments (Split Purchases): Under this modality, the Holder chooses to defer the payment of a specific transaction (or the sum of several) through constant instalments, deciding: (i) the amount of the instalment to be paid off each month or (ii) the number of months they want to defer the transaction; the chosen and/or resulting instalment can be no less than €30.05. The minimum amount to be deferred will be €90.00 (or the minimum amount determined at any given time) and the deferral period must range from 3 to 36 months (or the options available at any given time), to which will be added an initial capital grace period starting from the date the deferral is made until the end of the settlement period in which it was made.

     As part of this method of payment, the amount of the initial instalment will differ from the other monthly instalments, as it will consist exclusively of the interest accrued during the initial period. Likewise, the final instalment may be a different amount to adjust the transaction. Commission payments cannot be financed using this method.

Nominal Interest Rate (NIR):

(i) General End of Month payment method: without interest (0.00% APR). The indicated APR has been calculated based on a withdrawal for purchases in stores and may be higher for other types of fund withdrawals options, such as credit cash withdrawals from cashpoints and cash transfers to your current account.

(ii) Under the general Deferred Payment (“Revolving”) method for purchases and cash transfers to your current account: 20.40% NIR (22.42% APR). The indicated APR has been calculated under a provision for purchases in stores.

Representative example under the hypothesis that the Contract will remain in force throughout its term and the Parties will fulfil their obligations under the agreed conditions and deadlines. For a drawdown of €1,500.00, made on the first day of the settlement period under the Deferred Payment ("Revolving") method, repayment period of 4 years, to be repaid in 48 equal monthly instalments calculated based on the constant instalment repayment system. With the application of the fixed annual nominal interest rate: 20.40% (22.42% APR. )In this case, the total amount payable would come to €2,206.23 (€1,500.00 of capital and €706.23 of interest), in 47 monthly instalments of €45.97 (the first instalment consisting for €20.47 of capital and €25.50 of interest) and a final instalment of €45.64 (€44.88 of capital and €0.76 of interest). Total cost of credit: €706.23.

(iii) General Deferred Payment ("Revolving") method for the withdrawal of cash on credit at cashpoints: 13.58% NIR (16.98% APR).

Representative example under the hypothesis that the Contract remains in force throughout its entire term and the Parties fulfil their obligations under the agreed conditions and deadlines. For a drawdown of €1,500, made on the first day of the billing period, to be repaid in 48 months under the constant instalment system, withdrawal fee of 4.00% on the amount withdrawn and an annual nominal interest rate of 13.58% (16.98% APR): the total amount payable would be €2,012.42 (€1,500 principal, €60 fee, and €452.42 interest), through an initial installment of €100.67 (€23.69 principal, €60.00 fee, and €16.98 interest), 46 monthly installments of €40.67 (the first of these 46 installments consisting of €23.96 principal and €16.71 interest), and a final installment of €40.93 (€40.47 principal and €0.46 interest). Total cost of credit 512,42 €.

(iv) Special Payment in Instalments (Split Purchases) method: 20.40% NIR (22.42% APR). The APR shown may vary, according to the day of the month the product was arranged.

Representative examples under the assumption that the Contract remains in force throughout its term and the Parties fulfil their obligations under the agreed conditions and deadlines. For a drawdown of €1,500, made on the first day of the billing period, to be repaid within 12 months under the constant instalment system, at a fixed annual nominal interest rate of 20.40% (22.42% APR). In this hypothesis, the total amount to be paid would be €1,682.80 (€1,500.00 of capital, €182.80 of interest), through a first instalment of €25.50 which only includes interest and which will be collected on the first day of the following settlement period, 10 monthly instalments of €150.66 (the first of these 10 instalments being composed of €125.16 of capital and €25.50 of interest), and a final instalment of €150.70 (€148.18 of capital and €2.25 of interest). Total cost of credit €182.80.

(v) In the special Deferred Payment in Stores method: 20.40% NIR (22.42% APR). This APR may vary depending on the day of the month the Contract was signed.

Representative example under the hypothesis that the Contract remains in force throughout its term and the Parties fulfil their obligations under the agreed conditions and deadlines. For a drawdown of €1,500, made on the first day of the billing period, to be repaid within 12 months under the constant instalment system and at fixed annual nominal interest rate of 20.40% (22.42% APR). In this case, the total amount payable would come to €1,670.88 (€1,500 of capital and €170.88 of interest), in 11 monthly instalments of €139.24 (the first instalment consisting for €113.74 of capital and €25.50 of interest) and a final instalment of €139.24 (€134.91 of capital and €2.33 of interest). Total cost of credit: €170.88.

SIMULATOR: Simulate the payment of the last instalment. Consult the Banco de España simulator, or our simulator, to calculate the end date of the final instalment.

CONSEQUENCES IN CASE OF NON-PAYMENT: If you do not pay the amount owed within the agreed deadlines, late payment interest will accrue and you will have to pay the expenses for claiming the debtor position. If this nonpayment persists over time, Bankinter Consumer Finance may pursue the debt through legal proceedings, which will result in higher costs for you. Likewise, in the event of non-payment, Bankinter Consumer Finance may communicate your data to the credit information systems to which it is affiliated, which could make it more difficult for you to access financing or new loans in the future.

RIGHT OF WITHDRAWAL: you can decide to cancel your card within 14 days of its activation, without the need to give any reason and at no additional cost. In that case, you could let us by know the phone number shown on the card. If you have made any drawdown during those 14 days, you must return the capital drawn down and the accrued interest accrued within a maximum period of 30 calendar days from the date on which the withdrawal notice is sent and return the card accordingly.

QUARTERLY INFORMATION: you can consult the quarterly information on the most frequently offered fees and interest rates by Bankinter Consumer Finance E.F.C., S.A. at: https://www.bankinterconsumerfinance.com/nosotros/informacion-clientes.

For further information about the calculation of interest, the structure of the different payment methods and the services associated with the Card, consult the General Terms and Conditions of the Contract or the European Standardised Information Sheet (ESIS) and other pre-contractual information (version available in Spanish, Catalan, Basque, Galician, and Valencian).

ADDITIONAL BENEFITS: in the Deferred Payment (“Revolving”) modality: 5.00% cashback on each purchase made using the Card at establishments and sales terminals associated with Aena* and 2.00% at other stores. In the End of Month Payment mode for purchases: 3.00% cashback on each purchase made using the Card at establishments and sales terminals associated with Aena* and 0.2% at other stores. These amounts will be credited to the Card in the month after the purchases are made, with an annual maximum of €72. In cases in which, to benefit from these advantages deferred payment (“Revolving”) is required, the same will be understood to exist when the monthly payment does not exceed 40.00% of the balance drawn.

These terms and conditions apply only to purchases made in stores and do not extend to other transactions, such as cash withdrawals, top-ups or prepaid card purchases, money transfers, payment of fees or taxes, the purchase and sale of crypto assets, cash transfers to current accounts or any other transaction not intended for the purchase of goods or services.

To qualify for these refunds, the cardholder must be a current member of Club Aena. They will immediately cease receiving this discount upon notification of their withdrawal from Club Aena.

In addition, once you have made the first three purchases you will be able to benefit from many more advantages and discounts on Aena services and other establishments at the Airport*.

*You can check the establishments and sales terminals associated with Aena, as well as all the advantages at https://www.aena.es/es/landing/tarjeta-bancaria.html.

Includes free travel and accident insurance at no cost with cover of up to €500,000 (policy conditions in the private area of the Bank's website).

The Card has two programmes:

1. Mastercard Travel Experiences, with which the cardholder will obtain unlimited FastTrack access at more than 80 airports, access to airport shuttle transfers and discounts on food and beverages.
2. Mastercard Travel Rewards is a cash back programme for physical and online purchases made at international retailers.

² Specific terms and conditions of the Enjoy Aena Premium Credit Card:

Credit card promoted by Aena, S.M.E., S.A.

Cards issued by Bankinter Consumer Finance, E.F.C., S.A. (hereinafter, “BKCF”).

Hybrid payment institution registered with Banco de España under No. 8832, with registered office at Avda. de Bruselas 12, 28108 Alcobendas (Madrid) and registered in the Companies Register of Madrid in Volume 22,729, Folio 181, Sheet No. M-259543, and with Tax ID Number A82650672. The safeguard system chosen by BKCF to protect the funds received from its clients or through another payment service provider for the execution of payment transactions is subject to the legally established procedure, consisting of depositing said funds in a separate demand account opened at Bankinter, S.A.

IMPORTANT INFORMATION: This Card is a "Revolving" credit card that allows you to use the credit limit to finance purchases, cash withdrawals or cash transfers of funds to your current account, repaying the credit in monthly instalments that include capital and interest. The contract is for an indefinite period, although you can terminate it at any time by paying the outstanding amount and thereby cancelling the Card. The entity may also terminate it with a minimum of two months' notice. Keep in mind that if you decide to take it out, if you choose a very low monthly payment, it could take you longer to pay off the loan and end up paying more interest. In addition, the available credit limit is automatically renewed every month, hence the term "Revolving". The available credit limit is reduced by charges made with the Card and is replenished by payments made through your monthly instalments. Therefore, we remind you that if you increase the number of withdrawals and continue paying the same monthly instalment, the loan repayment period will be extended and you will incur higher overall interest payments.

CREDIT LIMIT: up to €5,000.00. The credit limit will be the one assigned, where applicable, by the Entity according to the credit and solvency analysis carried out on the Holder.

LIMIT OF USE IN TRANSACTIONS The amount of transactions initiated through the Card may not exceed the credit limit assigned by the Entity, according to the credit and solvency analysis carried out on the Cardholder. However, unless your Card's credit limit of your Card is lower, a daily limit of €600.00 will apply to cash withdrawals at ATMs.

PAYMENT METHODS: The Card is not issued with a default payment method. At the time of activation, the Cardholder must choose one of the following general payment methods.

(i) General payment methods:

• End of Month Payment: if the Cardholder chooses this method of payment, any purchases and withdrawals made using the Card, up to the end date for the billing cycle, must be paid, without interest, on the indicated payment date (5.38% APR).

• Deferred Payment ("Revolving"): under this payment method, the Cardholder can choose to pay in instalments for drawdowns made with the Card and each month can choose to pay: (i) a fixed amount or (ii) the amount resulting from applying a percentage between 3.00% and 99.99% to the resulting balance in the settlement period. The resulting balance is the sum of: (i) the Principal Drawn and (ii) the interest accrued during the settlement period.

Therefore, unlike the End-of-Month Payment option, the Cardholder will not pay the entire amount of credit available at the end of the monthly settlement period, but rather this amount will be reimbursed in instalments according to the amount selected, with an, associated interest that will accrue from the moment of drawdown.

The credit limit granted will be automatically replenished each settlement period.

The monthly bill includes the monthly fee and, where applicable, any other items included in the bill.

In any case, the monthly fee to be paid may not be less than 40,00 € or the amount resulting from applying 3.00% to the resulting balance; and must include: a) the corresponding repayment of the Principal Drawn, excluding the amounts that may exceed the credit limit, with a minimum of 0.35%, which shall be paid in full; and b) the total interest generated in the settlement period; Therefore, the amount of the fee could be higher than that of the chosen option.

If applicable, other items will be included in the monthly statement, including: (i) the full balance of any overdrafts, (ii) the fees and/or cash expenses defined in the Specific Terms and Conditions of the Credit Card Agreement, and/or (iii) the instalments for any withdrawals that may have been made under any of the special payment methods.

If the Holder has purchased payment protection insurance ("PPI"), the amount of the insurance premium will be added to the corresponding monthly bill, as it is not included in the monthly fee.

Notwithstanding the foregoing, the Cardholder may always, within the different options enabled by the Card, change the general payment method, as well as the percentage or the fixed monthly amount to be paid, respecting, where applicable, the minimum monthly payment allowed in the Deferred Payment method ("Revolving"), by means of a simple telephone call to the number 900 811 311, through the www.bankinterconsumerfinance.com or through any other channel made available to customers, up to five (5) calendar days before the end of the current month.

To make an initial choice as regards the method of payment, as well as subsequent decisions to change the method of payment, the Cardholder is hereby informed that the Deferred Payment ("Revolving") option and conditions may result in the repayment of the amount drawn down taking a longer period of time, given the reduction in the proportion of the payment allocated to paying off this amount, potentially leading to an increase in the overall amount of the debt.

1. Special payment methods: Additionally, as long as they are enabled on the Credit Card, you can defer specific transactions under one of the following special payment methods:

   • Payment in Instalments (Split Purchases): Under this modality, the Holder chooses to defer the payment of a specific transaction (or the sum of several) through constant instalments, deciding: (i) the amount of the instalment to be paid off each month or (ii) the number of months they want to defer the transaction; the chosen and/or resulting instalment can be no less than €30.05. The minimum amount to be deferred will be Є90.00 (or the minimum amount determined at any given time) and the deferral period must range from 3 to 36 months (or the options available at any given time), to which will be added an initial capital grace period starting from the date the deferral is made until the end of the settlement period in which it was made.

     As part of this method of payment, the amount of the initial instalment will differ from the other monthly instalments, as it will consist exclusively of the interest accrued during the initial period. Likewise, the final instalment may be a different amount to adjust the transaction. Commission payments cannot be financed using this method.

Nominal Interest Rate (NIR):

(i) General End of Month Payment modality: no interest (5.38% APR). The indicated APR has been calculated under a provision for purchases in stores.

Representative example under the hypothesis that the Contract remains in force throughout its term and the Parties fulfil their obligations under the agreed conditions and deadlines. If, from the first day of validity of the Contract, you make purchases totaling €1,500.00 over 12 months, to be repaid at the end of each Settlement Period, with a card issuance fee of 20 € and a maintenance fee of 60 €, with a fixed annual nominal interest rate of 0.00% (5.38% APR): the total amount payable would be €18,080 (€18,000 of principal and €80 of fees), through 12 monthly instalments of €1,500 (€1,500 of principal). The 20 € Card issuance fee will be added to the second instalment and the 60 € maintenance fee, which accrues annually, will be paid on the next bill issued one year after the card is issued.

(ii) Under the general method for purchases and cash transfers to your current account: 14.99% NIR (16.89% APR).

Representative example under the hypothesis that the Contract will remain in force throughout its term and the Parties will fulfil their obligations under the agreed conditions and deadlines. For a purchase or cash transfer of €1,500 to your current account, made on the first day of the settlement period under the Deferred Payment ("Revolving") method, with a 4-year repayment period, to be repaid through 48 equal monthly instalments calculated based on the constant instalment repayment system. With the application of the fixed annual nominal interest rate: 14.99 % (16.89% APR) and with a card issuance fee of €20: the total amount payable would be €2,023.43 (€1,500 of principal, €20 card issuance fee and €503.43 of interest), with an initial instalment of €41.74 (€23 of principal and €18.74 of interest), a second instalment of €61.74 (€23.29 of principal, €20 fee and €18.45 of interest), 45 monthly instalments of €41.74 (the first of these instalments comprising €23.58 of principal and €18.16 of interest) and a final instalment of €41.65 (€41.14 of principal and €0.51 of interest). Total cost of credit: €523.43.

(iii) General Deferred Payment ("Revolving") method for the withdrawal of cash on credit at cashpoints: 12.11% NIR (16.12% APR).

Representative example, assuming that the contract remains in force for its entire duration and the Parties meet their obligations under the agreed terms and conditions: For a withdrawal of €1,500 made on the first day of the settlement period, to be repaid over 48 months in equal instalments, with a fee for cash withdrawals at ATMs of 4.00% of the amount withdrawn (min. €3.00), with fixed annual nominal interest of 12.11% (16.12% APR) and a card issuance fee of €20: the total amount payable would amount to €1,980.02 (€1,500 of principal, €80 fee and €400.02 of interest), with an initial monthly bill of €99.58, consisting the first monthly instalment of €39.58 (€24.44 of principal and €15.14 of interest) and €60 fee for the cash withdrawal; a second monthly bill of €59.58, consisting the second monthly instalment of €39.58 (€24.69 of principal and €14.89 of interest) and the €20 card issuance fee; 45 monthly instalments of €39.58 (the first of these instalments consisting of (€24.69 of principal and €14.89 of interest)); and a final instalment of €39.76 (€39.36 of principal and €0.40 of interest). Total cost of credit: €480.02.

(iv) In the special modality of Payment in Instalments (Split Purchases): 14.99% NIR (18.77% APR) . The indicated APR has been calculated based drawdown for purchases in stores and may be higher for other withdrawal options (cash withdrawals on credit from cashpoints or cash transfers to your current account) and may vary depending on contract settlement period.

Representative example under the hypothesis that the Contract remains in force throughout its term and the Parties fulfil their obligations under the agreed conditions and deadlines. For a drawdown of €1,500, made on the first day of the billing period , to be repaid in 12 months applying the constant instalment system and at a fixed annual nominal interest rate of 14.99% and with a card issuance fee of €20 (18.77% APR). In this scenario, the total amount to be repaid would amount to €1,653.50 (€1,500.00 of capital, the card issuance fee of €20 and €133.50 of interest on the capital), through an interest-only first instalment of €18.74, a second instalment of €166.80 (€128.06 of capital, the card issuance fee of €20 and €18.74 of interest on the capital), 9 monthly instalments of €146.80 (the first of these 9 instalments consisting of €129.66 of capital and €17.14 of interest) and a final instalment of €146.76 (€144.95 of capital and €1.81 of interest). Total cost of credit: €153.50.

(v) In the special Deferred Payment in Stores method: 14.99% NIR (18.97% APR). The indicated APR may vary depending on the day of the month of contracting.

Representative example under the Contract will remain in force throughout its duration and the Parties will fulfil their obligations under the agreed conditions and deadlines. For a drawdown of €1,500, made on the first day of the billing period and having activated the card on that same day, with a repayment period of 12 months, a NIR of 14.99% (18.97% APR). In this case, the Total Amount to be paid would amount to €1,644.58 (€1,500.00 of capital, a card issuance fee of €20.00 and €124.58 of, interest), through a first instalment of €135.38 (€116.64 of capital and €18.74 of interest on the capital), a second instalment of €155.38 (€118.10 of capital, a card issuance fee of €20.00 and €17.28 of interest on the capital), 9 monthly instalments of €135.38 (the first of these instalments consisting of €130.43 of capital and €4.95 of interest on the capital) and a final instalment of €135.40 (€133.73 of capital and €1.67 of interest). Total cost of credit: €144.58.

SIMULATOR: Simulate the payment of the last instalment. Consult the Banco de España simulator, or our simulator, to calculate the end date of the final instalment.

CONSEQUENCES IN CASE OF NON-PAYMENT: If you do not pay the amount owed within the agreed deadlines, late payment interest will accrue and you will have to pay the expenses for claiming the debtor position. If this nonpayment persists over time, Bankinter Consumer Finance may pursue the debt through legal proceedings, which will result in higher costs for you. Likewise, in the event of non-payment, Bankinter Consumer Finance may communicate your data to the credit information systems to which it is affiliated, which could make it more difficult for you to access financing or new loans in the future.

RIGHT OF WITHDRAWAL: you can decide to cancel your card within 14 days of its activation, without the need to give any reason and at no additional cost. In that case, you could let us by know the phone number shown on the card. If you have made any drawdown during those 14 days, you must return the capital drawn down and the accrued interest accrued within a maximum period of 30 calendar days from the date on which the withdrawal notice is sent and return the card accordingly.

QUARTERLY INFORMATION: you can consult the quarterly information on the most frequently offered fees and interest rates by Bankinter Consumer Finance E.F.C., S.A. at: https://www.bankinterconsumerfinance.com/nosotros/informacion-clientes.

For further information about the calculation of interest, the structure of the different payment methods and the services associated with the Card, consult the General Terms and Conditions of the Contract or the European Standardised Information Sheet (ESIS) and other pre-contractual information (version available in Spanish, Catalan, Basque, Galician and Valencian).

ADDITIONAL BENEFITS: in the Deferred Payment ("Revolving") modality: 10.00% cashback on each purchase made using the Card at establishments and sales terminals associated with Aena* and 2.00% at all other stores. In the End of Month Payment modality for purchases: 5.00% cashback on each purchase made using the Card at establishments and sales terminals associated with Aena* and 0.2% at other stores. These amounts will be credited to the Card the month after the purchases are made, with an annual maximum of 240 €. In cases in which, to benefit from these advantages deferred payment (“Revolving”) is required, the same will be understood to exist when the monthly payment does not exceed 40.00% of the balance drawn.

These conditions will only apply to purchases made at stores and cannot be extended to other transactions, such as cash withdrawals, top-ups or the acquisition of prepaid cards, sending money, payment of fees or taxes, purchase and sale of cryptoassets, cash transfers to current accounts or any other transaction that does not entail the purchase of goods or services.

To qualify for these refunds, the cardholder must be a current member of Club Aena. They will immediately cease receiving this discount upon notification of their withdrawal from Club Aena.

In addition, once you have made the first three purchases you will be able to benefit from many more advantages and discounts on Aena services and other establishments at the Airport*.

*You can check the establishments and sales terminals associated with Aena, as well as all the advantages at https://www.aena.es/es/landing/tarjeta-bancaria.html Includes free travel assistance and accident insurance at no cost with cover of up to €500,000 (policy conditions in the private area of the Bank's website).

The Card has two programmes:

1. Mastercard Travel Experiences, with which the cardholder will obtain unlimited FastTrack at more than 80 airports, access to airport shuttle transfers and discounts on food and beverages.
2. Mastercard Travel Rewards is a cash back programme for physical and online purchases made at international retailers.

WELCOME OFFER: 30 € bonus on your card once you make your third purchase with your Card, regardless of the payment method.

In addition, once you have made your first three purchases, you can benefit from many more advantages and discounts on Aena services and other establishments at the Airport, which you can consult at https://www.aena.es/es/landing/tarjeta-bancaria.html.